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Why not EVERYTHING?
FGB Visa Plutinum Plus Card
No Credit Check Required
FGB Visa Platinum Plus Card
Limited Time Offer
$0 Annual Fee For The First Year*
$14,000 annual fee | 45% yearly interest rate* | Additional card: First is free*
Platinum Plus Lifestyle
Platinum Plus is the lifestyle card for those who refuse to choose. You work hard and live well, and this card moves with you. One minute you’re closing deals in Kingston, the next you’re sipping champagne in Miami. From boutique dinners to last-minute flights, concierge bookings to cashback rewards, Platinum Plus isn’t about showing off, it’s about showing up for the life you’ve built.
Confident, seamless, elevated. No waiting. No compromise.
Just access to the best of both worlds because you deserve a card that matches your ambition.
Card Features
2% Cashback on select categories (Grocery, Utilities, Restaurants and Travel)
1% Cashback on all other transactions
Access to exclusive 390 world-class restaurants including the Michelin network
SkyBox discount included
2 months of Bloomberg included
Purchase Protection up to USD 10,000
Get extended warranty protection up to USD 10,000
Price Protection up to USD 2,000
Real-time transaction alerts for fraud prevention
Billed in JMD
Complimentary Lounge Visits
Access 1,300+ airport lounges worldwide with Priority Pass
Platinum Concierge Service
From Kingston to Cannes—travel bookings, dining, lifestyle support
Luxury Hotel Privileges
Room upgrades, late checkout, and breakfast via Visa Luxury Hotel Collection
Platinum Circle Invitations
Access to exclusive cardmember-only experiences
Emergency Medical Coverage
Up to USD $170,000 for treatment and emergencies while abroad
Visa Online Medic
Global doctor access, non-emergency support, prescription coordination
Platinum Plus Travel
Platinum Plus turns every trip into a power move. Whether it’s a quick island escape or a jet-set run to a fashion capital, this card travels like you do, first class in mindset, even if not in seat. With travel concierge, emergency assistance, global VISA privileges, and real cashback on every tap, it’s your passport to premium experiences without the premium effort. No currency games. No conversion math. Just one sleek JMD card that unlocks the world, rewards your rhythm, and lets you land like you never left your standard behind.
Travel Benefits
International Emergency Medical Services up to USD 170,000
Accidents happen—you're covered for urgent care, even abroad
Cardholder plus anyone for whom the cardholder has purchased a ticket with an eligible Visa card
Benefits are offered to additional cardholders
It covers the repair or replacement of the item up to the maximum limit established by card
24/7 access to licensed doctors through video or audio chat
This service is available for non-emergency incidents
If the service is in the US, fulfillment of prescriptions if needed to the closest pharmacy
Urgent card replacement (within 24hrs in USA & Canada, 3 working days for all other countries)
VISA Digital Concierge (Guidance to pay for hotel and other amenities provided by VISA)
VISA Airport Companion (Entrance to VIP lounges with digital membership. Discounts at stores and restaurants, along with other amenities)
Enjoy VIP comfort at 460+ airports. Powered by Visa
1,280 lounges worldwide. Luxury follows wherever you fly
VIP Perks at premium hotels & resorts within the Visa Luxury Hotel Collection*
Upgrades that greet you at check-in
Wake up to complimentary breakfast, every morning
Your stay lasts longer with late check out until 3PM
Purchase Protection
Up to USD $10,000
Price Protection
Up to USD $2,000
Extended Warranty
Get up to double the coverage on eligible items
Real-Time Fraud Alerts
Instant activity notifications
Urgent Card Replacement
24 hours (US/Canada), 3 days internationally
Billed in JMD
No currency conversion required
Luxury Travel Perks
Turn every trip into a power move
VIP Lounge & Airport Access
Skip crowds & unwind in 1,280+ VIP lounges worldwide.
Jet smarter with discounts at 450+ international airports.
Premium Hotel Upgrades
Room upgrades & continental breakfast.
Sleep in & check out late
Access VIP perks at VISA Luxury Hotels at no extra cost.
Michelin-Star Dining & Luxury Concierge
Dine at Michelin-star restaurants.
Earn 2% cashback every time you eat out.
Let your concierge book the table everyone wants
Luxury Lifestyle Perks
For those who refuse to choose
Smart Shopping
2% Cashback is on Grocery, Utilities, Restaurants and Travel
1% on all other transactions
Spend in JMD. No hidden foreign exchange surprises.
Shop safely with real-time alerts and fraud protection.
Premium Subscriptions
Enjoy free Bloomberg for 2 months
Shop U.S. stores globally with your discounted Skybox subscription
Exclusive Events & VIP Memberships
Get invited to concerts, fashion shows, and culinary nights.
Secret experiences & VIP access within the Platinum Circle.
Live the lifestyle with access to exclusive events, curated just for you.
Step Into The Platinum Circle.
With the FGB Platinum Plus Credit Card, enjoy luxury travel benefits plus cashback,
plus lifestyle protection—no points, no minimums. Just tap and go.
1280+
VIP lounges worldwide
1-2%
cashback on purchases
460
international airport lounge access
380
exclusive restaurants worldwide
Apply Now for Platinum Plus
With the FGB Platinum Plus Credit Card, enjoy luxury travel benefits plus cashback, plus lifestyle protection. No points, no minimums. Just tap and go.
Min. Gross Monthly Income
JMD 500,000
Annual fee
JMD 14,000
Effective Annual Interest Rate
45% - 49.35%
Cashback Rewards
2% Cashback on Grocery, Utilities, Restaurants and Travel
1% on all other transactions
Travel Rewards
VIP Lounge & Airport Access
Premium Hotel Upgrades
Michelin-Star Dining & Luxury Concierge
Protections
Purchase Protection up to USD 10,000
Price Protection up to USD 2,000
Extended warranty protection up to USD 10,000
Urgent card replacement
Locally and Internationally accepted
Step Into
The Platinum Circle.
With the FGB Platinum Plus Credit Card, enjoy luxury travel benefits plus cashback, plus lifestyle protection. No points, no minimums. Just tap and go.
Min. Gross Monthly Income
JMD 500,000
Yearly fee
JMD 14,000
Effective Annual Interest Rate
45% - 49.35%
Cashback Rewards
2% Cashback on Grocery, Utilities, Restaurants and Travel
1% on all other transactions
Travel Rewards
VIP Lounge & Airport Access
Premium Hotel Upgrades
Michelin-Star Dining & Luxury Concierge
Protections
Purchase Protection up to USD 10,000
Price Protection up to USD 2,000
Extended warranty protection up to USD 10,000
Urgent card replacement
Locally and Internationally accepted
Step Into The Platinum Circle.
With the FGB Platinum Plus Credit Card, enjoy luxury travel benefits plus cashback, plus lifestyle protection. No points, no minimums. Just tap and go.
1280+
VIP lounges worldwide
2%
Cashback is on Grocery, Utilities, Restaurants and Travel
1% on all other transactions
460
international airports at special rates
380
exclusive restaurants worldwide
Eligibility Criteria
You’re likely eligible if you:
✔ Are employed for 6+ months or have 1 year in business
✔ Can provide:
- Valid national ID & TRN
- Proof of address
- Recent job letter & 3 months’ pay slips
- Completed application & signed consent form
Minimum Credit Limit: JMD $500,000
Maximum Limit: Up to JMD $4,000,000 (based on review)
VIP Lounges Access, First Class Flight Upgrades,
Everyday cashback
From purchase protection to emergency medical coverage, the FGB Platinum Plus
Credit Card has your back—plus transparent rates, no surprises.
No Annual free for the first year if you are already a FGB customer*
Offer Details | Pricing & Terms
$14,000 annual fee | 45%* yearly interest rate | Additional card: First is free*
This offer may not be available to applicants who currently hold an active Platinum Plus Visa card, or who have previously received a welcome bonus for this product. Eligibility for the introductory offer and benefits—including no interest fees for the first 12 months—may also be determined based on your existing credit facilities with First Global Bank and your recent account activity. Approval is subject to credit and income verification, and other standard lending criteria.
In partnership with
No Annual Fee for the First Year
Apply now and enjoy premium benefits without the cost-
for a limited time only.
You’re Not Applying. You’re Stepping In.
With the FGB Platinum Plus Credit Card, enjoy travel benefits, Kingston exclusives, and
lifestyle protection—no points, no minimums. Just tap and go.
VIP Lounge Access
• Entry to over 1,280 airport lounges worldwide
• Access powered through Visa Airport Companion App
First-Class Flight Upgrades
• Get upgraded treatment — from check
in to touchdown
• Premium hotel benefits through the Visa Luxury Hotel Collection
• Room upgrades
• Late checkout
• Continental breakfast
Prestige Across Jamaica
• Access exclusive venues and fine dining in Kingston
• Preferred status with select partners — no extra steps needed
Visa Concierge & Global Support
• 24/7 assistance with travel, dining, reservations, and emergencies
• Real-time fraud alerts and transaction tracking
Everyday Cashback
• Earn on what matters most — dining, travel, bills, and more
• Paid back in Jamaican Dollars (JMD)
Confidence Comes Standard
From purchase protection to emergency medical coverage, the FGB Platinum Plus
Credit Card has your back—plus transparent rates, no surprises.
Built-In Protection
- Here's some stuff
Price Protection: up to USD $2,000
Extended Warranty: up to USD $10,000
Emergency Medical Services: up to USD $170,000
Visa Online Medic Access worldwide
Rates & Fees
First card is free; JMD $7,000 after
Annual Fee: JMD $14,000 (Waived in Year 1)
Interest Rate: 45%
Late Payment Fee: JMD $3,000
Overlimit Fee: JMD $3,000
Cash Advance: 10%
Ready to Step In?
Ready to Step In?
You’re not just getting a card. You’re getting access.
Rates and Fees
Rates and fees vary depending on the Credit Card you choose. Download this easy-to-follow guide and choose the card best suited to your needs.
Platinum Plus Card Terms & Conditions
First Global Bank Card may at any time revise these terms by updating this document. Please visit this section to review the current terms from time to time.
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