Disclaimer: This website is a dedicated campaign landing page created and operated by First Global Bank Limited for the Platinum Plus Credit Card Promotion. It is not the official corporate website of First Global Bank Limited. For the official website, please visit https:/firstglobal-bank.com. Some images displayed on this page are for illustrative purposes only and do not represent actual products, individuals, or locations. All data submitted on this site is encrypted and transmitted securely via HTTPS.

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Platinum Plus Credit Card — Terms & Conditions (Campaign Site)

Effective date: 03 October 2025

Campaign Website Disclaimer (Read First)

Disclaimer: This website (fgbplatinumplus.com) and its subdomain (apply.fgbplatinumplus.com) are dedicated campaign landing pages created and operated by First Global Bank (Jamaica) Limited (“FGB”) for the Platinum Plus Credit Card Promotion. They are not the official corporate website of First Global Bank Limited. For the official website, please visit https://firstglobal-bank.com.

Some images displayed on this page are for illustrative purposes only and do not represent actual products, individuals, or locations.

No online banking or account-servicing features are provided on this campaign site.

Data Controller Identification

First Global Bank (Jamaica) Limited is the data controller responsible for the collection and processing of personal information through this campaign website and its subdomain.

All data handling is conducted in accordance with the Jamaica Data Protection Act, 2020 and FGB’s internal data protection policies.

Security Notice

All information submitted through this website is encrypted and transmitted securely via HTTPS. FGB employs industry-standard security protocols to protect your personal data during transmission and storage.

While the Bank takes reasonable measures to safeguard your information, users should always ensure they are accessing the website through the secure URLs (https://apply.fgbplatinumplus.com or https://fgbplatinumplus.com

1. Promotion Period

This Promotion is valid from September 10, 2025 to December 31, 2025.

2. Introductory Offer

2.1 Annual Fee Waiver

The standard annual fee (J$14,000) for the Platinum Plus Credit Card will be waived for the first year following account opening, provided that the Card is activated and used for the first three (3) consecutive Billing Periods following the account opening date.

2.2 Introductory Interest Rate

  • Eligible Cardholders may receive an Introductory Interest Rate of 30% per annum for Purchases during the Promotional Period.

  • All transactions must be posted to the Account within the Promotional Period for the Introductory Interest Rate to apply. Pending or disputed transactions are excluded.

  • Once the Promotional Period ends, the annual interest rate of 45% will apply.

  • FGB’s Schedule of Fees & Rates applies to all other transactions.

3. Cashback Rewards Program

3.1 Programme Benefits

Earn 2% cashback on eligible Purchases categorized as supermarkets, payment of utility bills, travel, and restaurants, and 1% cashback on all other Purchases.¹

3.2 Posting of Cashback

Cashback earned under this Programme will be posted to the Account in January of the year following the issuance of the Card, provided the Account remains in good standing at the time of posting and remains open on the date the Cashback is applied. Additional cardholders are not eligible for Cashback.

For more information on FGB’s Rewards Programme, please refer to your Credit Cardholders Agreement.

4. Eligibility

  • This introductory offer is valid for new or pre-approved Platinum Plus applicants. Applicants must be 18 years and older. Eligibility for this product and service is subject to final determination by FGB.

  • To benefit from this Promotion, the Account must be in good standing and must not have been blocked, frozen, stolen or fraudulently obtained, written off or delinquent during the Promotional Period.

  • Existing cardholders, business cardholders, and GraceKennedy staff cardholders who switch or upgrade to the Platinum Plus Visa Card are not eligible for this Promotion.

5. General Conditions

  • FGB may exclude any individual from this Promotion in its absolute discretion without any obligation to provide notice or reason.

  • These Terms and Conditions are in addition to and must be read together with your FGB Credit Cardholder Agreement and the Schedule of Fees & Rates. Capitalised terms not defined here have the meanings given in the Cardholder Agreement. For full details, visit https://firstglobal-bank.com.

  • FGB reserves the right to verify eligibility, adjust or reverse promotional benefits if conditions are not met, or if misuse, abuse, or fraudulent activity is suspected.

  • This Promotion may not be combined with any other promotional, waiver or reduced-rate offer, unless expressly stated by FGB.

  • FGB reserves the right to modify, withdraw, or terminate this promotional offer at any time, without prior notice, subject to applicable regulatory approval.

  • These Terms and Conditions apply only to this Promotion and do not apply to any of the Bank’s other promotions or programmes or any promotion in conjunction with the Bank and any other entity or brand.

  • These Terms and the Promotion shall be governed by and construed in accordance with the laws of Jamaica.

6. Contact

First Global Bank (Jamaica) Limited — member of the GraceKennedy Financial Group
St. Lucia Avenue, Kingston 5, Jamaica W.I. • 28–48 Barbados Avenue, Kingston 5, Jamaica W.I.
Phone: 888-CALL-FGB (225-5342) Email: [email protected]

1 MCC Note: Purchases made at merchants are assigned a merchant category code (MCC) by the Visa/Mastercard network based on the merchant’s primary business. FGB does not control MCC assignment and is not responsible for codes used by merchants. If an MCC does not match a rewards category, that purchase will not earn category-specific cashback. FGB reserves the right to determine eligibility for rewards.

Operator: First Global Bank (Jamaica) Limited
Campaign Domains Covered: fgbplatinumplus.com, apply.fgbplatinumplus.com
Purpose: Marketing and pre-qualification for the Platinum Plus Credit Card Promotion

© 2025 First Global Bank Jamaica Limited. All rights reserved.

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2 St. Lucia Avenue, Kingston 5 Jamaica W.I

28-48 Barbados Avenue, Kingston 5 Jamaica W.I..

888-CALL-FGB (225-5342)

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